The Scams

we have been seeing a disturbing trend in the last few weeks. 

Scam after scam tumbling out. 

First it was the bank scams and now the Staff Selection Exam [SSC] scam. The students protesting in the streets for over a week. 

The reports that the Govt. is thinking of taking want to take Privatization route to tackle defaulters in the banks?

Is it the answer to scams in the banks?

Why is the Govt, is not publishing the list of willful defaulters in the banks. What is stopping them from doing so?

Privatized or Nationalised the scams will stop only if the following steps could be implemented.
·        Accountability
·        Interference or recommendations of political leaders.
·        Declaring the defaulters list and not hide them behind the NPA’s. 

Stringent actions should be there for all the concerned. All the involved bank staff should be summarily suspended for a period of time or should be dismissed without all the benefits.

If any politician found to be involved in recommending they should permanently be barred for the life from contesting election or holding any posts.

It is because of non – accountability, we see so many scams and tax payers hard earned money being squandered with impunity.

Political influence or the interference should completely be banned in all the levels and in all the fields. Any one contesting election should be made to sign a declaration that they can be barred forever from the political field including all family members.

We find reports of politicians influencing a seat allotment in educational institutions, recommending a loan from the banks or using their influence to secure a job in public sectors. All these should completely be stopped.

But will this / can this be a reality?

Will the political parties dare to implement these changes? 

Privatization is not the answer to scams. Until such time that accountability being brought in and political interference is stopped, the scams will continue and the common will continue to bear the burdens of Nirav Modi’s.

It is because of NPA's  – 

Non Performing Administration and 

NPA like Non Performing Auditors, 

we find NPA’s that is Non Performing Allover. 

Will the Govt. take the necessary steps to protect the common men's interest?


Should gambling be taken as a profession?

should gambling be taken as a profession?

Should gambling be taken as a profession?

Rose by any name is a Rose likewise gambling where the money is involved by any means whether it is a game of chance or a game of skill should be banned. 

If we take the supreme court’s decision allowing on-line Rummy being game of skill. Cricket could also be considered as a game of skill, where the player’s skill decides. Thus betting in Cricket should also be made legal.

India has been struggling hard to deal with issues of online gambling, online gaming and online lotteries for long. Till now we have no dedicated online gambling and gaming laws in India. This position has become more complicated since the Supreme Court of India has refused to decide about legality of online poker, online rummy and online card games in India.

In 2014 Supreme Court has categorically mentioned that it would not decide the legality of online poker or online rummy till the Indian government comes out with a policy decision in this regard. In the past Supreme Court asked the Indian government to clarify its stand regarding online rummy but the government refused to provide any opinion in this regard.

Now the ball is in Indian government’s court and it has to come up with rules and regulations regarding online game and online gambling activities in India. The Indian government has to decide about the skills versus gambling criteria.
Indian law classifies games into two broad categories viz. game of skill and game of chance. The Supreme Court of India has, for instance, held  -
“The game of Rummy is not a game entirely of chance like the ‘three-card’ game mentioned in the Madras case to which we were referred. The ‘three card’ game which goes under different names such as ‘flush’, ‘brag’ etc. is a game of pure chance. Rummy, on the other hand, requires a certain amount of skill because the fall of the cards has to be memorised and the building up of Rummy requires considerable skill in holding and discarding cards. We cannot, therefore, say that the game of Rummy is a game of entire chance. It is mainly and preponderantly a game of skill”.
Online gaming portals like Jungle Rummy and Rummy Circle are being promoted like anything enticing players to bet using their hard earned money.

The Foreign Exchange Management Act (FEMA) 1999 was introduced to India in 1999 to govern the exchange of foreign currencies. Technically, depositing to a gambling site in a currency other than rupees could be considered an exchange of foreign currencies, and thus be covered by the act. To get around this sites like Jungle Rummy and Rummy Circle accept Indian rupees and thus they are out of this act.

In conclusion every game is a game of skill and thus either all should be made legal or declared illegal.  
Please note that we take great care to ensure that all the information provided here is completely accurate. However, we aren’t lawyers and nothing we state here should be considered legal advice. It’s only our own interpretations and opinions.

If you think that it should be banned, help me by signing my petition against on-line games here. 

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How Best To Stay Healthy Naturally

In today’s world, seldom do any health and fitness plans work. What’s the reason for their alarming rate of failure?

The world is a lot less healthful than it was two decades ago. Much of this can be attributed to the altered foods & conventional farming, the eating habits of individuals and the changed lifestyle patterns.

What the world needs nowadays isn’t a fresh health or fitness program or a diet, but it requires right eating habits.

If we can do that, most of the health issues that are related to life-style situations will get to be outmoded.

Our health is an indicator of what we consume. 

The sorry condition that we're living in isn't an individual problem; it's a global issue. The world as a whole is eating incorrectly.

And what do we have to do?


I. Control what we consume.
II. Indulge in physical exertion.

By eating correctly, you likewise make certain that your metabolic functions - most notably your immune system and your gastrointestinal system - keep working correctly.


A balanced diet is one which provides all the nutrients in required amounts and proper proportions. It can easily be achieved through a blend of the four basic food groups.

1. Cereals, Millets and Pulses
2. Vegetables and fruits
3. Milk and milk products, egg, meat and fish
4. Oils & fats and nuts & oil seeds


·        50-60% of total calories from carbohydrates:      
·        10-15% from proteins:                                          
·        20-30% from both visible and invisible fat.           

The quantities of foods needed to meet the nutrient requirements vary with age, gender, physiological status and physical activity.


• You save a huge bundle on all the healthcare expenses
• Less Toxins in Your Body as lot of foods nowadays are toxic because of the synthetic chemicals present in them.
• More Physical Lifestyle - When you eat better, you'll find that you are able to do your work in a much better way.

Try eating a medium-sized meal for breakfast, a big meal for lunch, and a little meal for dinner. Better yet, attempt consuming 4-6 small meals over the run of your day.

It will satisfy you with fewer calories and will forestall overeating and obesity with all its consequences.

It makes you feel more awake and energized, does wonders for your skin and makes you feel fuller so you wind up eating less! Cutting down soda and replacing it with water will do wonders for you.

Best Ways To Lose Weight

Crash Dieting Is Not Option.


Everyone dreads these – being overweight and belly fat.
It happens to everyone irrespective sex or age. It can, also be a problem for children and teens too.
It’s a universal issue.
It is a very common occurrence, affecting more than 10 million people every year.
Rushing off to crash diet to lose weight is not the best option, instead it may lead to low energy levels, and poor health. These can dramatically impair your ability to fight off disease, infection, perform work or even conduct your affairs safely.

Before we consider on how best to lose weight, we have to understand why do gain weight in the first place, even though we seem to be eating well. 

  • NUTRITION: Good nutrition can help prevent disease and promote health and helps your body to create new cells, clean toxins, and to just function every day. There are six categories of nutrients that the body needs to acquire from food: protein, carbohydrates, fat, fibers, vitamins and minerals, and water.
  • CALORIES: calories are unit of measurement of energy produced by the food that you consume every day and used by the human body to maintain daily health and life. Calories are associated with energy that is contained in protein, carbohydrates and fat. Calorie requirement depends on your age, height, weight, activity and metabolic rate. A normal human needs between 1500 – 1800 calories per day to maintain a healthy life.
  •  METABOLISM: Metabolism is the process by which your body converts what you eat and drink into energy which your body needs to function. 

The simple and main reason is we are not burning off enough energy (calories) and let it accumulate in our body and these excess calories are converted into fat and bingo you start putting on weight.

HOW DO WE GAIN THOSE EXTRA CALORIES? The main culprit being –
Our un-healthy lifestyle and poor eating habits. Psychological factors like boredom, stress, sadness or anger which triggers excessive eating or binge eating. Having too little sleep, which affects the hormones that increases over eating. Sedentary lifestyle, with too little exercise or no exercise at all, who burn fewer calories than the required.

1. Eat a high-protein breakfast. ... Proper diet plans – eat more nutritious food containing more proteins, calcium, carbohydrates, and dietary fibres. Avoid foods with lots calories.
2. Eating habitseat 5 to 6 small meals instead of 2 OR 3. Consider eating 5-6 small meals a day instead of having 2 – 3 meals.
3. Avoid junk foods. Minimize the use of processed foods rich in salt, sugar and fats.
4. Physical activity – take to simple exercise like walking, cycling etc. It helps you burn calories.
5. Eat plenty of Green leafy vegetables. Dark leafy greens like spinach are important for skin and hair, bone health, and provide protein, iron, vitamins and minerals.
7. Eat a balanced diet: A balanced diet is one which provides all the nutrients in required amounts and proper proportions. Include Cereals, millets and pulses / Vegetables and fruits / Milk and milk products, egg, meat and fish / Oils & fats and nuts & oilseeds
8. Eat Protein rich food: Protein helps increase satiety, which is beneficial for weight loss.
9. Last but not the least learn to avoid stress. Stress leads to binge eating and lets you gain weight.

A balanced diet should provide around 50-60% of total calories from carbohydrates, preferably from complex carbohydrates, about 10-15% from proteins and 20-30% from both visible and invisible fat.